Questions Concerning Guaranteed Acceptance Life Insurance:

What's a unit? 

A unit of coverage corresponds to the life insurance benefit quantity that is possible to purchase, and it depends on age, gender and state. Please get a quote to see benefit amounts and premiums available to you for as much as 8 units of coverage. 

Do I have to answer medical questions? 

You don't have to answer any questions about your health or take a physical exam. Your acceptance is guaranteed!

Is there a waiting period before the full benefit takes effect? 

Acceptance is usually guaranteed because of a limited benefit period for death through the first two years. In most states (except AR) the full benefit is paid from the very first day of coverage for accidental death. 

Will my rates go up every year?

When you lock in your premium rate for the benefit quantity you need, it's going to stay the same as long as you maintain your insurance.

As I get older, will my benefits be decreased? 

No. Soon after your coverage begins, your benefit won't decrease as you grow older or if your health condition changes.

Will my coverage be cancelled just for the reason that I get older? 

Totally not. Your coverage can stay in force as long as you pay your premiums when due.

Does this plan pay rewards even when I have other insurance? 

Yes. This strategy will pay rewards directly to your beneficiary in addition to any other insurance you may have.

Can I save capital by paying annually? 

Yes. Save a full month's premium by paying annually -- you get 12 month's protection for the price of 11! And this savings can add up year after year.

What if I apply for coverage, but alter my thoughts later?

Count on a 30-Day Cash Back Guarantee for peace of mind. Should you decide this coverage is not for you, just return your insurance documents inside 30 days after receiving them for a complete refund, no questions asked. 

Who do I call for consumer service? 

We've built our reputation on satisfied buyers. After you obtain your insurance documents, you'll also receive a consumer service guide with a toll-free service hotline. This special toll-free number will put you directly in touch having a top notch service team. Your guide will also consist of data and tips on how to change your payment program, change a beneficiary, or file a claim. 

Does it pay to act now?

Your benefit is based on your age when coverage takes effect. The younger you happen to be when your coverage begins, the higher your benefit might be for life.